You might not know this about me, but I’m not always a huge fan of following the rules. But I want to ask you: Is your business protected from the absolute worst case scenario? Like I said, I don’t like to follow the rules. But luckily, I decided early on that I wanted to make sure that I had contracts, the right insurance and everything necessary for my business to be legally protected.
In 2010, unfortunately, we experienced a fire. Our duplex was burnt and everything inside had to be turned into cleaners, including all my electronics. I remember when I was trying to get out of the fire really quick, I had to grab all my equipment. I was so glad that I had insurance and contracts, and that I had a backup system for all of my files.
Now, I’m not trying to share this story with you guys as a downer story or anything. I thought that this was the worst case scenario. But this really happened to me. I want to ask you:
- Do you have insurance?
- Do you have your files backed up properly in multiple spaces?
- Do you have the right contracts with your clients in case something goes wrong?
I urge you to call or find an insurance agent to get your insurance set up. Then, set up your different backup systems. I use a local backup system, and I also use Backblaze and Dropbox. I highly recommend you check those two out.
As far as contracts go, you can have a local lawyer write your contract, or you can check out the boudoir photography contract that a lawyer and I created at boudieshorts.com. I challenge you to prepare for the worst case scenario. I hope it never happens to you, but if it does, you want to be ready.